I need some cash for my holiday – can i get a payday loan today?
Provided your bank can accept fast transfers, then there’s no reason why you couldn’t apply for and, if approved, get a payday loan today. So, if you are looking for some fast cash to use on holiday, then read on …
You’d need to start the process off with an online application that fortunately does not usually take very long.
Because there is typically no paper trail with fast payday loans, the whole end-to-end process from application to payment of funds can be completed often very quickly.
All that you typically need to provide are some personal details, your job and its pay dates and your bank account and debit card numbers. A quick credit check may be carried out and a decision made almost immediately.
If your application is approved and your bank can accept the transaction, the money may be in your account and available to use in something like two hours, or the next day at the very latest.
The repayment process is automated and you don’t have to remember to set anything up. A debit card transaction will be set up to debit the full repayment amount to your account on your requested repayment date.
Poor credit history?
If you’ve had debt problems in the past this may be picked up by the quick credit check that some payday loan companies carry out but you won’t necessarily be rejected because of this. You may be asked for some additional information and your application may still be successful.
If tomorrow won’t do
Getting a payday loan today may be a really useful facility to help ease the pain of temporary cash flow problems or to help your holiday go with bang. It may be worth bearing in mind though that payday loans are not really designed as a solution to ongoing debt problems and you should be comfortable that you can afford to repay the debt together with any charges, in one go on the agreed payday before going ahead.